Skip to main content

Protecting Your Credit

Protect your credit rating!

The best way to build and protect your credit is to pay your bills on time. BYU reports the following transactions to credit reporting agencies:

  • All past due charges from My Financial Center
  • Long Term Institutional Loans (primarily Law School and Business School graduate loans)

If you believe that BYU has incorrectly reported your credit, please contact Glenda Tolman, Collection Manager at 801-422-6634 or

How to obtain a copy of your credit report

You can obtain a free copy of your own credit report at You can also get additional information regarding personal credit reports directly from the Federal Trade Commission here.

Need help with personal finance questions?

BYU has organized the Student Center for Financial Management & Planning specifically to help students with a wide variety of personal finance questions. Check out their website at and then call for an appointment if you need personalized help.


Glenda Tolman